- Contact us
- Call: 13 11 33
:quality(80))
:quality(80))
Investment property loans for free thinkers
Explore our investment loans and how much you can borrow. It’s quick and easy.
Unlock your potential with an investment property loan
Looking to build your property portfolio? Liberty investment home loans offer the flexibility you need to take the next step. Whether you're just starting out or a seasoned investor, we have a range of options designed to help you achieve your goals. And if you're searching for a home to live in, our owner-occupier home loans have you covered.
What do you want to do?
Investment
Low rate investment home loan
Our low interest rate investment loan has flexible repayments, redraw and free additional payments.
- Great low rate
- No ongoing fees
- Borrow up to $500,000
RATES PER ANNUM FROM#
(6.67%*)
Comparison rate
Flexible investment home loan
This full featured loan lets you choose fixed or variable rates and provides options to help you pay off your loan faster.
- 100% offset facility##
- Multiple loan splits
- Linked Visa debit card##
- Borrow up to $5M**
RATES PER ANNUM FROM#
(6.96%*)
Comparison rate
Low deposit investment home loan
Popular with savvy investors, this loan enables you to borrow up to 95% of the property purchase price.
- Small deposits accepted
- Borrow up to 95% of purchase price
- Loans up to $1M
- Refinancing available up to 90%
RATES PER ANNUM FROM#
(9.74%*)
Comparison rate
Low doc investment home loan
Perfect for self-employed investors, our low-doc loan offers alternative ways to verify your income.
- Suitable for self-employed
- Flexible income verification
- Borrow up to 85% of purchase price#
- Borrow up to $3M**
RATES PER ANNUM FROM#
(7.75%*)
Comparison rate*
Fresh start investment home loan
You don’t live in the past, and neither do we. Our fresh start investment loan can help you take the next step forward.
- Poor credit history considered
- Loans up to $5M**
- Borrow up to 85% of purchase price#
- Gifted deposits accepted
RATES PER ANNUM FROM#
(7.99%*)
Comparison rate
Residential SMSF loan
Use the power of your super for a residential property investment.
- Low set-up cost
- Limited recourse borrowing
- Maximum loan $4M1
- Borrow up to 80% of the property value#
Rates per annum from#
(7.41%)
Comparison rate*
:quality(80)){kind=icon}
Find out how much you can borrow
Use one of our easy-to-use calculators to get a better idea of what's possible.
:quality(80))
Looking for a place to call home?
Explore how our free-thinking home loans could help make it happen sooner.
Experts in investment property loans for free thinkers
Learn more about property investment and achieving your goals.
Liberty home loans FAQs
Investment property loans can help you buy residential properties like houses, townhouses, or apartments that you plan to rent out. The rental income you earn may help cover your loan repayments, but don't forget to account for other ongoing costs like insurance, property upkeep, and council rates.
While many lenders rely solely on traditional application factors such as income, savings, and credit history, Liberty takes a more holistic approach. Whether you're self-employed or working with a smaller deposit, we're here to support you. Reach out to a Liberty Adviser to find a free-thinking investment property loan that works for you or get pre-qualified now.
Yes! Liberty offers investment home loans for a range of buyers, including first timers and seasoned property owners. Whether you’re purchasing your first property or expanding your portfolio, our flexible loan options are designed to help you achieve your goals.
Generally speaking, the larger your deposit the lower your loan interest rate will be. However, at Liberty we understand that not all borrowers can pull together a large deposit. That’s why we have a range of loan options to help more free thinkers like you get financial. We can help you find a solution that works for you.
If you already own property, you may have built up some equity over time. This could increase your borrowing power and reduce the need for a large cash deposit when taking out an investment property loan. Make use of our expertise and support for property investors by speaking with a Liberty Adviser today.
Our innovation and flexible solutions have helped over 900,000 free thinkers.
:quality(80))
:quality(80))
:quality(80))
We're highly awarded - but don't just take our word for it...
:quality(80))
:quality(80))
Discover the possibilities
Enter a few details and we'll arrange for your local Liberty Adviser to call you back.
Other types of loans for free thinkers
Things you should know:
*Comparison rate is based on a secured $150,000 loan over a 25-year term. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. The actual interest rate applicable will depend on our assessment criteria.
**Subject to LVR and postcode restrictions.
#Higher interest rates may apply. The actual interest rate applicable will depend on our assessment criteria and the loan to value ratio. Please call 13 11 33 or speak to your local Liberty Adviser for more details.
##Any available redraw funds held in the offset facility connected with your loan account will be used to reduce the amount of interest you pay on your loan. Liberty is not a bank. The offset facility on your loan account is not covered by any Government guarantee. International transaction fees apply on purchases or cash advances while overseas or in Australia when the merchant processing the transaction is located overseas. ATM fees apply for a cash withdrawal at a non major bank ATM or rediATM in Australia.
1SMSF Loans are subject to loan to value ratio (LVR) restrictions.