Personal loan calculator

Estimate your personal loan payments

When it comes to achieving your goals, having the right tools can make all the difference. Whether you’re ready to refresh your finances or unlock a new milestone, using our personal loan calculator in Australia can help give you a clearer picture of your options. Simply enter your preferred loan amount, interest rate, loan term, and payment frequency to see what your payments could be on a secured or unsecured personal loan.

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How our personal loan calculator can help

If you’re considering a home improvement project, reorganising your finances, or planning that long-awaited holiday, our personal loan repayment calculator can help you budget with confidence. Personal loans can be a handy option for accessing fast, flexible funds and spreading expenses over time. But before jumping in, it's important to consider your ability to make regular repayments over the life of the loan (along with any fees). Our personal loan repayment calculator can give you an idea of what your setup might look like. From finding a loan term that suits your circumstances to comparing weekly, fortnightly, and monthly payment schedules, it’s a great place to start your journey!

Crunching the numbers

To estimate your personal loan payments, start by considering your goals and the amount you wish to borrow. Once you have this in mind, check your interest rate and enter these details into the calculator. There are several settings you can adjust to explore different loan scenarios. For instance, you could see how much your regular payments might be with an updated loan term or payment frequency. Our personal loan calculator can also help you visualise the estimated principal and interest over the life of your loan. This could assist you to make an informed decision about the best loan features for you — both today and into the future.

Moving forward with Liberty

At Liberty, we understand your circumstances are unique and deserve a personalised approach. Our free-thinking personal loans are there to help you achieve your goals, whatever they may look like. Whether you’re looking to refresh your finances or make an exciting purchase, they can support your journey towards debt consolidation, home improvement, travel, and more. Our personal loans also come with the certainty of fixed repayments and no early-exit fees — giving you the flexibility to pay the balance off faster in the future.

Find your personalised rate

Now that you’ve explored our personal loan calculator in Australia, it could be a good time to take the next step on your journey. With our online rate estimator, you can quickly and easily get an idea of your personalised interest rate. This won’t impact your credit score. Explore your personal loan possibilities and find your rate today.

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