Commercial Loans
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Commercial loans for free thinkers

Unleash your investment potential with our free-thinking commercial property loans.

Commercial loans to fuel your business plans

Liberty commercial loans have the power to unlock opportunities for all kinds of borrowers. Whether you're growing a business, buying new assets, diversifying your property portfolio, or consolidating business debt – we have free-thinking and flexible commercial loan options to help support your goals.

What do you want to do?

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Low rate commercial loan

Funds to support your commercial investment plans.

  • Ideal for business premises
  • 30-year loan terms
  • No annual reviews
  • Borrow up to 80% LVR

RATES PER ANNUM FROM#

7.95%
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Lease income loan

A simple commercial loan serviced via lease income.

  • Ideal for property investors
  • Service loan using lease income
  • 30-year loan terms
  • Borrow up to 80% LVR

RATES PER ANNUM FROM#

8.00%
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Short term commercial loan

A speedy commercial loan for a business boost.

  • Fast business finance solution
  • Suitable as a short-term loan
  • Ideal for investments or acquisition
  • No financials required

RATES PER ANNUM FROM#

9.80%
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Low doc commercial loan

A flexible commercial solution to help you thrive.

  • Flexible income verification
  • Borrow up to 80% LVR
  • Suits self-employed
  • Redraw facility

RATES PER ANNUM FROM#

8.60%
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Other options to consider:

Popular

Secured business loan

Smart funding to help your business grow. A low-rate loan for growing businesses.

  • Loans up to $2M*
  • Flexible security options
  • Wide range of loan purposes
  • Up to 30-year loan terms

RATES PER ANNUM FROM

8.70%
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Low doc business loan

Access the funds you need without all the paperwork.

  • Loans up to $2M*
  • Secured against commercial or residential property
  • Alternative income verification
  • Up to 30-year loan terms

RATES PER ANNUM FROM

9.20%
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Commercial SMSF loan

Put your super to work in a commercial property investment.

  • Maximum loan $4M1
  • Suitable for owner-occupiers
  • No minimum contributions required
  • Borrow up to 80% of property value#

Rates per annum from#

7.95%
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Flexible business loan

Get the funds you need without mortgage security.

  • Loans up to $2M*
  • A flexible loan with no mortgage security needed
  • Ideal for growing businesses
  • Up to 5-year loan terms

RATES PER ANNUM FROM

14.70%
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Business line of credit

Access to credit when you need it most.

  • An approved line of credit loan
  • Ideal for all kinds of business borrowers
  • Improved cash flow benefits
  • Access funds when you require them

RATES PER ANNUM FROM

10.20%
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Liberty Commercial loans

Calculate your loan repayments

Use our simple commercial loans calculator to work out how much your ongoing repayments might be.

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Learn more about commercial loans to power your investment plans.

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Liberty commercial loans FAQs

  • A commercial loan is designed to help you invest in commercial property, fund business operations or to buy business equipment. A commercial loan typically uses commercial property as the security and can be an ideal option for those looking to purchase a business premises or build a commercial property portfolio. With a range of free-thinking commercial lending options, Liberty has competitive solutions for all kinds of borrowers.

  • Commercial loans can be used to help grow your business, buy new assets, invest in property, or consolidate business debt. Essentially, you can use a commercial loan for any worthwhile purpose for your business. Contact a Liberty Adviser today if you are interested in how a commercial loan could help you take your business to the next level.

  • To apply for a commercial loan, you may need to provide details of the property or purpose of the loan, plus documentation of your current financials. Documentation requirements can vary based on the type of commercial loan you are looking for, and Liberty also offers a low doc option with flexible income verification. For support to review your options and determine which option is right for you, a Liberty Adviser can help.

  • If you’re looking to build your property portfolio, a commercial loan can be a great way to get ahead. Not only can a commercial property loan help to increase cash flow, but it can also support you to diversify your portfolio. And, as commercial properties tend to have longer rental periods, they can provide greater rental certainty with fewer ongoing expenses. With a range of flexible commercial lending options, we’re here to help free thinkers reach their investment goals.

  • At Liberty, we understand that things don’t always go according to plan, and that there is often more to the story than what’s listed in a borrower’s credit file. We assess each commercial loan application on a case-by-case basis to provide tailored lending solutions, even if you have a blemish on your credit history. We also offer low doc commercial loans which may be suited to customers whose credit history is a little more complicated.

Our innovation and flexible solutions have helped over 850,000 free thinkers.

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We’re highly awarded. But don’t just take our word for it...

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Discover the possibilities

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Other types of loans for free thinkers

Things you should know:

1Subject to LVR restrictions.

#Higher interest rates may apply. The actual interest rate applicable will depend on our assessment criteria and the loan to value ratio. Please call 13 11 33 or speak to your local Liberty Adviser for more details.

*Loan amounts may vary based on information provided.