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Commercial SMSF loan
Our commercial SMSF loans are designed to work in harmony with your SMSF and help you invest in commercial property.
Commercial SMSF loan
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Grow your potential with an SMSF investment loan
A commercial SMSF loan can help your SMSF invest in commercial property if you don’t have the funds in your SMSF to buy a commercial property outright.
Suitable for owner-occupiers
No minimum contributions required
Borrow up to 80% of the property value#
Rates from 7.95% p.a.#
Easy to understand features, variables and fees
Features
Fees
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Wherever you are in your journey, help is here however you need it.
Calculate your repayments
Our easy to use online calculator can help you work out what your loan repayments will be.
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Liberty commercial SMSF loan FAQs
A commercial SMSF loan is a home loan used by a Self-Managed Super Fund (SMSF) to buy commercial investment property. The returns on the investment are funnelled back into the SMSF to increase your retirement savings.
The amount you can borrow with a commercial SMSF loan will depend on your financial situation. Liberty’s commercial SMSF loan is not limited by the size of your SMSF and there are no minimum contribution requirements.
If you have an SMSF and are considering taking out a mortgage to buy an investment property, you should first seek advice from your financial adviser or accountant. If you decide to go ahead, a mortgage broker can help you find the right SMSF loan for your needs and explore what other lending options may be available to you. And, if you’re new to SMSF lending, a broker can help to simplify the process and answer any questions along the way. To find out more, speak to a Liberty Adviser today.
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A self-managed super fund loan can help you buy a commercial or residential investment property to grow your nest egg.
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The SMSF lending landscape is changing – but thankfully there are still options.
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SMSFs are growing in popularity in Australia – here are few things to help you consider if a SMSF is right for you.
Other loans you might like:
Residential SMSF loan
Use the power of your super for a residential property investment.
- Low set-up cost
- Limited recourse borrowing
- Maximum loan $4M1
- Borrow up to 80% of the property value#
Rates per annum from#
(7.65%)
Comparison rate*
Things you should know:
#Higher interest rates may apply. The actual interest rate applicable will depend on our assessment criteria and the loan to value ratio (LVR). The maximum LVR may vary depending on property type. Please call 13 11 33 or speak with your local Liberty Adviser for more details.
1Subject to loan to value ratio (LVR) restrictions.
2Interest only loans may be higher than advertised interest rate. For further information on this product call 13 11 33 or speak with your local Liberty Adviser.
4SMSF review fee of $695 applies for review of existing SMSF.
5The Establishment fee is calculated as a percentage of the loan amount and has a minimum fee of $2,500. Contact 13 11 33 for more information on fees and charges.
6Discharge fee of $395 plus legal fees and government charges are due upon loan finalisation.
7Deferred Facility fee is calculated as a percentage of the loan amount and is only payable if the loan is repaid before the earlier of the end of the term or the third anniversary of settlement.
*Comparison rates are based on a secured $150,000 loan over a 25-year term. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. The rates and comparison rates displayed reference our residential SMSF loan only, other rates apply to our commercial SMSF loan.