- Contact us
- Call: 13 11 33
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Car loan solutions for free thinkers
Flexible car loans that put you
in the driver’s seat.
Car loans to get you behind the wheel sooner
Don’t put the brakes on securing your dream car. If you’re in the market for a set of wheels, a new car loan from Liberty could put you in the driver’s seat and closer to your goal. Whether you're self-employed, have less-than-perfect credit or a low deposit, explore our flexible new and used car loan options.
What do you want to do?
Low doc car loan
Helping you drive away without all the paperwork.
- Solutions for start-ups
- Alternative proof of income
- Borrow up to $100,0004
- Balloon payment options
RATES PER ANNUM FROM
Flexible car loan
A sharp rate for an even better journey.
- Borrow up to $100,0002
- Loan terms up to 7 years
- New and used cars accepted6
- Balloon payment options3
RATES PER ANNUM FROM
(12.95%1)
Comparison rate
Fresh start car loan
A loan you can shape to fit your needs.
- Borrow up to $50,0002
- Loan terms up to 5 years
- Poor credit history considered
- New or used vehicles accepted6
RATES PER ANNUM FROM
(15.98%1)
Comparison rate
Business car loan
For those who just want to get on with business.
- Borrow up to $100,0004
- Loan terms up to 7 years
- New and used vehicles accepted6
- Balloon payment options3
RATES PER ANNUM FROM
Other options to consider:
Secured personal loan
A product with a rate and size to fit your plans.
- Borrow up to $80,000
- Loan terms of 3, 5 or 7 years
- Vehicle required as security 1C
- Funds available for personal use
Rates per annum from
(6.95%1A)
Comparison rate
Unsecured personal loan
Get access to funds without an asset as security.
- Borrow up to $80,000
- Loan terms of 3, 5 or 7 years
- Simple online application
- Receive money quickly
Rates per annum from
(7.24%1B)
Comparison rate
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Want an idea of your repayments?
Get in the driver’s seat and see how much your loan repayments may be.
Experts in car loans for free thinkers
Learn more about car loans to help you get on the road sooner.
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Get the details on what’s involved in the lending process.
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Explore the lending options available to non-traditional income earners.
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In a blooming property market, forward planning could help you find your next home sooner.
Liberty car loans FAQs
At Liberty, we take a practical approach to your car loan application. In most cases, we will request documents such as bank statements and proof of income. Where a customer has unique circumstances, we will take a free-thinking approach and assess the situation on an individual basis. Whether you're self-employed, have poor credit or a low deposit and you're in the market for a car, contact a Liberty Adviser today to see how you can qualify for a car loan.
A secured car loan is one where the car being purchased becomes the security for the loan. If the borrower stops making payments toward the loan, the lender for the car loan may take possession of the car, with the proceeds of the sale going toward the outstanding balance. Liberty has a range of car loans to suit borrowers' needs. So, whether it's a new or a used car you are after, contact a Liberty Adviser today.
Liberty offers a range of car loan options to suit your circumstances, with some products offering the flexibility of weekly, fortnightly or monthly repayments. Calculate your estimated repayments online here.
At Liberty, we don’t get hung up on the past. We’re interested in your present financial circumstances, and we’ll work with you to get the green light on car finance. With car loans for prime borrowers and those with poor credit history, Liberty works with each customer to find a loan product that fits their circumstances. If you're in the market for a car, contact a Liberty Adviser today to see how you can qualify for a car loan.
Car loan interest rates will vary depending on many factors, including your deposit, loan term, vehicle choice and credit history. Having a fixed interest rate can help you stay in control of your finances, and you can usually make additional repayments to reduce the loan faster. You can calculate your estimated repayments now using our online car loan repayments calculator.
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Discover the possibilities
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Our innovation and flexible solutions have helped over 850,000 free thinkers.
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We're highly awarded. But don't just take our word for it...
Other types of loans for free thinkers
Things you should know:
1Comparison rates are based on a secured $30,000 car loan over a 5-year term, with no balloon payment for a new car. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable. The actual interest rate applicable will depend on our assessment criteria. Higher interest rates apply where the loan to value ratio is above 120% based on Glass’s retail value. Additional interest rate loadings also apply where used vehicles are provided as security for the loan.
2Maximum loan amount for applicants under 23 years of age is $25,000.
3Maximum vehicle age at the end of the loan terms is 8 years for any loan with a balloon repayment.
4If not registered for GST the maximum loan amount is $35k. The maximum loan amount for a start-up business is $50k.
6Interest rate loadings apply to older vehicles, resulting in higher interest rates. Call 13 11 33 or speak with your local Liberty Adviser for details.
1ASecured personal loan interest rates will range from 6.52% p.a. to 19.19% p.a. and will depend on our assessment criteria and the personal loan product you qualify for. Comparison rates range from 6.95% p.a. to 20.77% p.a. This comparison rate is based on a secured $30,000 loan over a 5-year term with no balloon for a new vehicle. WARNING: The comparison rates are true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in different comparison rates.
1BUnsecured personal loan interest rates will range from 7.24% p.a. to 19.99% p.a. and will depend on our assessment criteria and the personal loan product you qualify for. Comparison rates range from 7.24% p.a. to 21.49% p.a. This comparison rate is based on an unsecured $30,000 loan over a 5-year term. WARNING: The comparison rates are true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in different comparison rates.