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Flexible business loan
Our flexible business loans can give you the funds you need for your business, quick and easy – with no mortgage security required.
Flexible business loan
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Get the funds you need without mortgage security
With no mortgage security^ required, our flexible business loan provides a hassle-free solution that helps to free-up cash flow.
A flexible loan with no mortgage security needed
Ideal for growing businesses
Simple application process
Rates from 14.70% p.a.
Easy to understand features, variables and fees
Features
Loan variables
Fees
Ready to get moving?
Wherever you are in your journey, help is here however you need it.
Calculate your repayments
Our easy to use online calculator can help you work out what your loan repayments will be.
Contact a trusted adviser
Your local Liberty Adviser will be able to look at your financial situation and help you decide the best way forward.
Request a call back
Enter your contact details and a Liberty Adviser will be in touch to help you crunch the numbers.
Our innovation and flexible solutions have helped over 850,000 free thinkers.
Free thinkers like us see the possible!
When others see the impossible, we look past that and see what we can achieve together.
We’ve helped more than 850,000 customers get financial.
Supporting free thinkers from diverse backgrounds for over 25 years.
Proudly B Corp certified to make a difference beyond borrowing.
Championing women in sport to make a difference on and off the field.
Liberty business loans FAQs
Our unsecured business loans are designed to provide the funds you may require to grow your business – even when you don’t have the mortgage security needed for a traditional loan. You can use an unsecured business loan to pay for equipment, tools, stock, start-up costs, or even to help pay your staff. With a range of free-thinking business lending options, Liberty has solutions to suit the needs of businesses of all shapes and sizes. And, our experienced business specialists can guide you through the application process and help ensure a timely approval for your business loan.
To apply for an unsecured business loan, you may need to provide your current business details as well as an outline of how you intend to use the funds. As our unsecured business loans don’t require mortgage security, we may need extra information about your business financials, including financial statements. For support to review your options and determine if an unsecured business loan is right for you, a Liberty Adviser can help.
If you’re looking to grow your business, a business loan could be an excellent tool to help you take the next step forward. If you’ve just started out, a business loan can support you to cover the initial start-up costs and help to get things moving. Or, if you have an established business, a business loan can support you to expand your operations, upgrade your equipment or cover any extra expenses. Whatever your goals, Liberty’s free-thinking business loans can help you achieve them, sooner.
At Liberty, we don’t believe your past should affect your future, that’s why we look at an applicant’s whole story to find more ways to get to ‘yes’. If you have a history of bad credit and need a loan to help your business grow, reach out to Liberty today and see if we can help. You might be surprised at the options available to you.
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Book a call back
Enter a few details and we'll arrange for your local Liberty Adviser to call you back.
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We’re highly awarded. But don’t just take our word for it...
Experts in free-thinking finance
Learn more about free-thinking loans
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A guide to getting the funds you need to boost your business.
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Business credit scores work like your personal one, yet many SMEs are unaware of their importance.
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Could a cash flow loan be the boost your business needs to grow?
Other loans you might like:
Secured business loan
Smart funding to help your business grow. A low-rate loan for growing businesses.
- Loans up to $2M*
- Flexible security options
- Wide range of loan purposes
- Up to 30-year loan terms
RATES PER ANNUM FROM
Low doc business loan
Access the funds you need without all the paperwork.
- Loans up to $2M*
- Secured against commercial or residential property
- Alternative income verification
- Up to 30-year loan terms
RATES PER ANNUM FROM
Business line of credit
Access to credit when you need it most.
- An approved line of credit loan
- Ideal for all kinds of business borrowers
- Improved cash flow benefits
- Access funds when you require them
RATES PER ANNUM FROM
Things you should know:
^No mortgage security required. Other forms of security will apply.
*Loan amount may vary based on information provided.
**Fee can be capitalised into the loan.
***Applicable if the loan is repaid before the earlier of the end of the term or the third anniversary of settlement. Customers may elect to pay an upfront facility fee in lieu of a deferred facility fee prior to settlement.
****Additional documentation may be required upon assessment.