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Business loans for Perth free thinkers
Your business in Perth is unique,
and so are our loans.
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Free-thinking business loans to help you grow
At Liberty, we love working with businesses and we understand the challenges they face.
With our personalised approach and a great range of flexible solutions, we can help you find a loan that suits your business needs.
Our business loans are perfect for self-employed people looking to expand or make investments. For free-thinking business loans in Perth, think Liberty.
Our innovation and flexible solutions have helped over 600,000 free thinkers.
What do you want to do?
Secured business loan
Smart funding to help your business grow. A low-rate loan for growing businesses.
- Loans up to $2M*
- Flexible security options
- Wide range of loan purposes
- Up to 30-year loan terms
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Low doc business loan
Access the funds you need without all the paperwork.
- Loans up to $2M*
- Secured against commercial or residential property
- Alternative income verification
- Up to 30-year loan terms
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Flexible business loan
Get the funds you need without mortgage security.
- Loans up to $2M*
- A flexible loan with no mortgage security needed
- Ideal for growing businesses
- Up to 5-year loan terms
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Business line of credit
Access to credit when you need it most.
- An approved line of credit loan
- Ideal for all kinds of business borrowers
- Improved cash flow benefits
- Access funds when you require them
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Other loans to consider:
Low rate commercial loan
Funds to support your commercial investment plans.
- Ideal for business premises
- 30-year loan terms
- No annual reviews
- Borrow up to 80% LVR
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Short term commercial loan
A speedy commercial loan for a business boost.
- Fast business finance solution
- Suitable as a short-term loan
- Ideal for investments or acquisition
- No financials required
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Low doc commercial loan
A flexible commercial solution to help you thrive.
- Flexible income verification
- Borrow up to 80% LVR
- Suits self-employed
- Redraw facility
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Commercial SMSF loan
Put your super to work in a commercial property investment.
- Maximum loan $4M1
- Suitable for owner-occupiers
- No minimum contributions required
- Borrow up to 80% of property value#
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Lease income loan
A simple commercial loan serviced via lease income.
- Ideal for property investors
- Service loan using lease income
- 30-year loan terms
- Borrow up to 80% LVR
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We’re highly awarded. But don’t just take our word for it...
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Discover the possibilities
Enter a few details and we'll arrange for your local Liberty Adviser to call you back.
Frequently asked questions
Businesses need funding to grow, whether it's investing in equipment, tools or staff. We offer a range of business loans to suit many needs. These include small business loans and business loans secured by commercial or residential property, or business assets, as well as business loans that do not require mortgage security. With Liberty, you can find a business loan to suit your individual needs.
Often, a mortgage over residential or commercial property is used as security for a business loan. If the borrower is unable to continue to make payments, the security can be sold to repay the outstanding balance.
Some business loans are different because they are available even to applicants who do not own a property. In this case, the business and its assets secure the loan in addition to guarantees.
Typically, mortgage-secured loans will have a lower interest rate.
Document requirements vary based on the type of business loan you need. For example, the documents needed for our Mint business loan will differ from those required for our Access and Lift products.
For a business loan in Perth that does not require mortgage security, we may need extra information unique to your business and its cash flows. This could include financial statements and can be done online.
When the time comes to apply for a business loan, seeking the services of a business finance broker or loan specialist is a good place to start.
An experienced business specialist can guide you through the application process and help ensure a timely approval for your business loan. Contact us today to see how we can help.
Liberty offers a range of business loans, including loans secured by a mortgage against residential or commercial property and loans not requiring mortgage security.
For Perth business owners without property, we can provide loans up to $1million based on the strength of the business data, the purposes of the loan and future income projections, for example.
Other types of loans for free thinkers
Things you should know:
*Loan amount may vary based on information provided.
#Higher interest rates may apply. The actual interest rate applicable will depend on our assessment criteria and the loan to value ratio. Please call 131133 or speak to your local Liberty Adviser for more details.
1Subject to loan to value ratio (LVR) restrictions.