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New & used caravan loan

Looking for adventure? Our caravan loan for new and used vans will get you moving.

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Flexible funding to help you hit the road.

Our free-thinking caravan finance can be tailored to suit you, so you can relax and enjoy the journey.

  • Borrow up to $100,0002

  • Loan terms up to 7 years

  • Balloon payment options3

  • Rates from 9.40% p.a. (13.20% p.a. comparison rate1)

Discover what your repayments could be with our caravan loan repayment calculator.

Easy to understand features, variables and fees

Features

Maximum loan amount2
$100,000
Minimum loan amount
$5,000
Maximum loan term
7 years
Minimum loan term
2 years
Repayments weekly, fortnightly, monthly
Balloon payments3

Loan variables

New or used caravans accepted4

Fees^

Application fee
Varies
Ongoing fee
$10 per month
Discharge fee^^
$125
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Caravan loans FAQs

  • A caravan loan provides you with a lump sum of money to purchase a caravan or camper. While you’re making monthly payments on the loan and fees, you’re free to hit the road to your next holiday destination. If a new caravan or camper on is the horizon, contact a Liberty Adviser today to find out more.

  • At Liberty, we know everyone’s situation is unique. That’s why when it comes to caravan finance, we keep it flexible. Depending on your circumstances, we can offer caravan loans up from two to seven years. Whatever your dream caravan needs, we can help find a solution to suit you.

  • At Liberty, we like to keep things flexible. That’s why we offer a range of caravan loan options to suit your needs. Whether it’s weekly, fortnightly or monthly repayment schedules, we can work with each customer to find a lending solution to fit their circumstances.

  • If you need a way to lower your monthly repayments, a balloon payment – also known as a residual payment – can help. Adding a balloon payment means you pay off a smaller amount of the principal over the course of the loan term. This makes your regular repayments lower than they usually would be in exchange for paying a lump sum at the end of the loan term to finalise the loan.

    It’s a flexible way to free up cash flow while you enjoy the freedom of your caravan. Contact a Liberty Adviser today if you’re interested in how a balloon payment could help you.

  • A target market determination describes who a product may be suitable for, based on likely needs, objectives, and financial situation. It also outlines who can distribute our products, how they can do this, and examples of situations when we may need to review our products and the target market. To view the target market determination for this product, click here.

Ready to get moving?

Wherever you are in your journey, help is here however you need it.

Calculate your repayments

Our easy to use online calculator can help you work out what your loan repayments will be.

Contact a trusted adviser

Your local Liberty Adviser will be able to look at your financial situation and help you decide the best way forward.

Request a call back

Enter your contact details and a Liberty Adviser will be in touch to help you crunch the numbers.

Our innovation and flexible solutions have helped over 850,000 free thinkers.

Free thinkers like us see the possible!

When others see the impossible, we look past that and see what we can achieve together.

We’ve helped more than 850,000 customers get financial.

Supporting free thinkers from diverse backgrounds for over 25 years.

Proudly B Corp certified to make a difference beyond borrowing.

Championing women in sport to make a difference on and off the field.

Liberty Canstar Awards
Liberty Awards

We’re highly awarded. But don’t just take our word for it...

Experts in free-thinking finance

Learn more about free-thinking loans

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Dreaming of an adventure?

A caravan could be just what you need.

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With the holidays soon approaching now is the time to squirrel away some cash.

Other loans you might like:

Secured personal loan

A product with a rate and size to fit your plans.

  • Borrow up to $80,000
  • Loan terms of 3, 5 or 7 years
  • Vehicle required as security 1C
  • Funds available for personal use

Rates per annum from

6.52%

(6.95%1A)

Comparison rate

Find out more

Unsecured personal loan

Get access to funds without an asset as security.

  • Borrow up to $80,000
  • Loan terms of 3, 5 or 7 years
  • Simple online application
  • Receive money quickly

Rates per annum from

7.24%

(7.24%1B)

Comparison rate

Find out more

Things you should know:

1 Comparison rates are based on a $30,000 new caravan loan over a 5-year term with no balloon. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable. The actual interest rate applicable will depend on our assessment criteria. Higher interest rates apply for second-hand caravans.

2 Maximum loan amount for applicants under 23 years of age is $25,000.

3 The maximum caravan age at the end of the loan term is 8 years for any loan with a balloon payment.

4Interest rate loadings applies to older caravans, resulting in higher interest rates and loan repayment amounts. Call 13 11 33 or speak with your local Liberty Adviser for details.

^ Other fees, charges and commissions may apply.

^^Plus government charges due upon loan finalisation. Early termination fees such as break costs may apply.

1A Secured personal loan interest rates will range from 6.52% p.a. to 19.19% p.a. and will depend on our assessment criteria and the personal loan product you qualify for. Comparison rates range from 6.95% p.a. to 20.77% p.a. This comparison rate is based on a secured $30,000 loan over a 5-year term with no balloon for a new vehicle. WARNING: The comparison rates are true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in different comparison rates.

1BUnsecured personal loan interest rates will range from 7.24% p.a. to 19.99% p.a. and will depend on our assessment criteria and the personal loan product you qualify for. Comparison rates range from 7.24% p.a. to 21.49% p.a. This comparison rate is based on an unsecured $30,000 loan over a 5-year term. WARNING: The comparison rates are true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in different comparison rates.

1CVehicle eligibility criteria and age restrictions apply. Vehicle must be a passenger car or light commercial vehicle under 5-tonne gross vehicle mass.