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Caravan loan solutions for free thinkers

Say hello to your next adventure with
help from our caravan loans.

Caravan loans to help get you on the open road

Answer the call of the great outdoors with a Liberty caravan loan. You could be hitting the road sooner with a new or used caravan loan providing quick access to funds. We know lending isn’t one-size-fits-all, which is why we offer flexible caravan finance for free-thinking campers and all kinds of adventures.

What do you want to do?

Secured personal loan

A product with a rate and size to fit your plans.

  • Borrow up to $80,000
  • Loan terms of 3, 5 or 7 years
  • Vehicle required as security 1C
  • Funds available for personal use

Rates per annum from

6.52%

(6.95%1A)

Comparison rate

Find out more

Unsecured personal loan

Get access to funds without an asset as security.

  • Borrow up to $80,000
  • Loan terms of 3, 5 or 7 years
  • Simple online application
  • Receive money quickly

Rates per annum from

7.24%

(7.24%1B)

Comparison rate

Find out more

New & used caravan loan

Flexible lending to make you a happy camper.

  • Borrow up to $100,0002
  • Loan terms up to 7 years
  • New and used caravans accepted4
  • Balloon payment options3

RATES PER ANNUM FROM

9.40%

(13.20%1)

Comparison rate

Find out more
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Want an idea of your repayments?

Explore what your repayments could be with our easy-to-use calculator.

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Learn more about caravan loans for your next free-thinking getaway.

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Liberty caravan loans FAQs

  • There are many differences between a caravan loan and a personal loan. For a Liberty caravan loan, the caravan can be used as security for the loan and there are additional options such as balloon payments and having the ability to utilise the help of a Liberty Adviser. For a Liberty personal loan, you manage the submission of your application online via our website. For a secured personal loan, additional vehicle eligibility criteria applies. The loan option that is best for you will depend on your personal circumstances.

  • At Liberty, we like to do things differently - we know lending isn’t one-size-fits-all. When it comes to loan applications, we take a practical approach. We’ll usually request documents such as bank statements and proof of income. However, when customers have unique circumstances, we can take a more free-thinking approach. We know you’re more than just your credit history and can look at the bigger picture to assess your loan application. Whether you’re self-employed, have a low deposit or a less-than-perfect credit history, chat to a Liberty Adviser to find out how we can help you reach your financial goals today.

  • When it comes to your loan repayments, we offer options to fit your needs. Whether weekly, fortnightly or monthly repayments suit you best, we can find a lending solution to suit your circumstances.

  • Caravan loan interest rates will be different depending on a number of factors, including your deposit, loan term, caravan choice and credit history. However, having a fixed rate will mean your repayments remain the same throughout the loan term, making your cash flow much easier to manage. Don’t forget you can usually make extra repayments to reduce the loan faster. You can use our simple caravan finance repayment calculator to estimate how much your repayments may be.

  • A balloon payment is a way to lower your monthly repayments, by adding a lump sum payment to finalise your loan. This often means you pay off a smaller amount of the principal – or even just the interest – over the course of your loan term. It’s a simple way to free up cashflow while still enjoying your next caravan getaway. Contact a Liberty Adviser today if you’re interested in how a balloon payment could help you.

  • At Liberty, we don’t think your past should affect your future. When it comes to lending, we like to look at the bigger picture to get a complete understanding of your situation. Our free-thinking approach to caravan finance allows us to work together to tailor loan products to fit your circumstances. If you’re in the market for a caravan, speak with a f today to see how you can qualify for a caravan loan.

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Things you should know:

1Comparison rates are based on a $30,000 new caravan loan over a 5-year term with no balloon. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable. The actual interest rate applicable will depend on our assessment criteria. Higher interest rates apply for second-hand caravans.

2Maximum loan amount for applicants under 23 years of age is $25,000.

3Maximum caravan age at the end of the loan terms is 8 years for any loan with a balloon repayment.

4Interest rate loadings applies to older caravans, resulting in higher interest rates and loan repayment amounts. Call 13 11 33 or speak with your local Liberty Adviser for details.

1ASecured personal loan interest rates will range from 6.52% p.a. to 19.19% p.a. and will depend on our assessment criteria and the personal loan product you qualify for. Comparison rates range from 6.95% p.a. to 20.77% p.a. This comparison rate is based on a secured $30,000 loan over a 5-year term with no balloon for a new vehicle. WARNING: The comparison rates are true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in different comparison rates.

1BUnsecured personal loan interest rates will range from 7.24% p.a. to 19.99% p.a. and will depend on our assessment criteria and the personal loan product you qualify for. Comparison rates range from 7.24% p.a. to 21.49% p.a. This comparison rate is based on an unsecured $30,000 loan over a 5-year term. WARNING: The comparison rates are true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in different comparison rates.

1CVehicle eligibility criteria and age restrictions apply. Vehicle must be a passenger car or light commercial vehicle under 5-tonne gross vehicle mass.