Heart with stethoscope

Supporting your health journey with a personal loan

How medical loans could help you look and feel your best.

Natasha Vrsecky
Natasha Vrsecky 30 May 2024 ・ 3 min read
refinancing
personal-loans
home-loans

Life is full of twists and turns, making it easy for your health and wellbeing to take a backseat.

By providing access to upfront funds, a personal loan could give you the support you need on your medical, dental, or eye-care journey.

Here’s how...

Seeing a specialist

Whether you’re dealing with skin conditions, acute injuries, or other ongoing health concerns, consulting a medical specialist is often an important step.

While specialists offer tailored treatments and expert care, their service costs can add up quickly.

Medical loans could help you manage out-of-pocket expenses by spreading them over time. This could give you the flexibility to choose your preferred healthcare provider, bypass waiting lists, and find a treatment plan that works for you.

Investing in your vision

While eye health is easily taken for granted, it has a significant impact on your day-to-day of life.

Investing in the right care could be essential in preventing vision loss and, in some cases, helping you see clearly again.

From routine check-ups to laser eye surgery and beyond, optical and laser loans could help you cover the cost of a range of appointments and look towards a brighter future.

Improving your dental health

Dental costs can be overwhelming, which often leads people to overlook their options.

With flexible terms and fixed repayments, dental loans could bring necessary treatments within reach. These include teeth whitening, braces, fillings, root canals, dentures, and crowns.

Providing the freedom to choose the best dental plan for your needs, a personal loan could help to make long-term health solutions more accessible and put a smile on your face, sooner.

Feeling and looking your best

Your relationship with your appearance can significantly impact your self-esteem.

From enhancing features to undergoing major reconstructions, medical loans offer the versatility required to finance a range of cosmetic procedures.

By making upfront costs more manageable, these loans could provide access to top-quality practitioners and help you with the boost you seek.

Managing unexpected expenses

Whether it’s an ambulance ride, emergency room visit, or unplanned surgery, large medical bills can come out of the blue.

That’s when personal loans could be an important part of your financial backup plan.

Typically paid in one lump sum, medical, dental, and laser loans offer a quick and easy solution — empowering you to address medical needs when they arise.

How do I apply for medical, dental and laser loans?

While personal loan applications vary from lender to lender, it is usually a simple process. Steps could include:

• Estimating your interest rate online

• Detailing how you plan to use the funds

• Providing specific documents and information, including ID and proof of income.

If the lender is satisfied with your application, they will verify the documents provided and send you important information about your loan.

Depending on your circumstances, lenders like Liberty may offer same-day funding — helping you move through your health and wellbeing journey even faster.

Who can provide support?

From covering the cost of specialist consultations to managing unexpected expenses, a personal loan could provide valuable peace of mind.

At Liberty, we can help you find a lending solution and personalised rate that aligns with your circumstances. Explore our free-thinking personal loan options here.

Approved applicants only. Lending criteria apply. Fees and charges are payable. Liberty Financial Pty Ltd ACN 077 248 983 and Secure Funding Pty Ltd ABN 25 081 982 872 Australian Credit Licence 388133, together trading as Liberty Financial.

Natasha Vrsecky
Natasha Vrsecky Author
Natasha Vrsecky is a writer at Liberty, dedicated to promoting financial empowerment. With a Bachelor of International Business and account management experience, she uses storytelling to explain complex financial concepts. In her spare time, Natasha loves working on creative projects such as painting, music, and photography.