Is 2025 the year you enter the property market?

If you want 2025 to be the year you buy your first home, now is the time to get creative and explore the opportunities available.

From government schemes to rentvesting, here are some of the pathways that could help you achieve your homeownership dreams.

Find government help

Take the time to explore some of the Federal Government grants and support schemes available and how they could work for you.

For those eligible, Government schemes could help you save a deposit, buy with a smaller deposit, and avoid paying Lenders Mortgage Insurance (LMI).

Consider rentvesting

‘Rentvesting’ is gaining popularity and refers to buying an investment property in an area you can afford while renting in the location where you actually want to live.

This typically involves purchasing a property further away from capital cities as they are often cheaper, which could expand your options and see you buy sooner.

Explore alternative locations

You might have a specific suburb or house type in mind when you imagine your first home, but it can be helpful to look beyond these criteria.

Being flexible on location or property type could give you greater choice of property. Consider looking at suburbs just outside or around high-demand areas or seeking out smaller properties or houses to renovate.

Get support from loved ones

For lucky borrowers with family to lean on, funds from ‘the bank of mum and dad’ could ease the pressure of saving for a deposit and help you enter the market sooner.

You could also explore co-ownership with family or friends to help you reach your goal.

Start the process today

If you’re ready to embrace an out-of-the-box solution to achieve your homeownership dream this year, there are a few ways to get started.

Try our borrowing power calculator, get pre-qualified, or chat to a local Liberty Adviser today to find a personalised solution.