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The First Home Super Saver (FHSS) scheme explained
Could your superannuation be the key to your first home?
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Who is eligible for the scheme?
Participants must not have used the scheme before or owned property in Australia. This includes any investment property, commercial property, vacant land or lease of land.
While you must be 18 years of age or older to request a release of funds, you can begin making eligible contributions before you turn 18.
If you meet all eligibility criteria, you can participate in the scheme – even if you plan to buy a home with a partner who does not meet the criteria.
How do I apply?
Applications can be made to the Australian Taxation Office (ATO) using myGov. But before you apply, make sure the FHSS is the right option for your homebuying journey.
A Liberty Adviser can help you better understand your deposit requirements as well as work out how much you may be able to borrow.
So for help getting into your first home sooner, speak with your local Liberty Adviser today.
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