Wedding rings on a calendar surrounded by hearts

Bring your dream day to life with a wedding loan

Take stress out of planning your perfect celebration.

Jess Dickers
Jess Dickers23 Dec 2024 ・ 3 min read
Personal loans

While a wedding is an incredibly exciting event, the planning involved can often be overwhelming.

Securing a wedding loan could ease the pressure by helping you to book your preferred suppliers sooner so you can focus on enjoying your special day.

Let’s look at how a wedding loan could help to bring your vision to life.

What is a wedding loan?

A wedding loan is a personal loan designed to cover wedding-related expenses. You apply for the loan amount you need and choose a repayment term that works for your circumstances.

Once approved, you receive a lump sum directly into your account for any wedding costs, such as supplier deposits. This allows you to book in wedding features sooner without waiting until you have the full amount saved.

Wedding loans are a flexible way to fund your big day and spread the costs out over time.

Why use a personal loan for a wedding?

Planning a wedding involves booking various suppliers, from the entertainment and photographers to the venue, catering, transport and beyond.

If they’re popular, suppliers can book out months, and even years, in advance. So, if you have a dream supplier in mind, it’s a good idea to lock them in early. If you don’t yet have the funds saved, that’s where a wedding loan could help.

Lenders like Liberty offer flexible wedding loans, giving you the freedom to have the wedding you have your heart set on without dipping into your savings upfront.

With fixed repayments and options of three, five, and seven year terms, it could allow you to spread your wedding expenses over the loan term and make budgeting easier.

What can I use a wedding loan for?

Whether it’s a big celebration or small backyard ceremony, weddings involve a variety of expenses. A wedding loan could help to cover the cost of:

  • Engagement rings

  • Authorised celebrant and marriage license

  • Key suppliers like venue, catering, photography, flowers

  • Travel and accommodation expenses for destination weddings

  • Fun extras such as a live band, photobooth, or audio guest book

  • Unexpected costs, from a last-minute wet-weather venue to back-up clothing

Make your dream celebration a reality

If you’re thinking about securing a wedding loan, a good first step is to create a budget and determine how much you need to borrow.

Next, compare lender rates and loan terms to determine what might be suitable for your circumstances.

Lenders like Liberty offer a fast online application allowing you to access funds quickly, sometimes within 24 hours.

Then you can start booking suppliers and take steps towards achieving your dream wedding.

Try our online personalised rate estimate tool to find out what loan rate applies to you – it only takes a few minutes.

Ready to lock in your wedding plans? Explore our flexible wedding loan options today.

Approved applicants only. Lending criteria apply. Fees and charges are payable. Liberty Financial Pty Ltd ACN 077 248 983 and Secure Funding Pty Ltd ABN 25 081 982 872 Australian Credit Licence 388133, together trading as Liberty Financial.

Jess Dickers
Jess DickersAuthor
Jess Dickers is a writer for Liberty with more than eight years’ experience in media and publishing. She is passionate about using content to help people get financial. When she’s not writing, you can find Jess planning her next travel adventure or hosting games nights. Jess has a Bachelor of Journalism from Monash University.

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