Personal Loans
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Holiday loans

Holiday loans like our unsecured personal loan could help you turn your travel idea into an itinerary.

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Personal travel loans to help you embark on your next adventure

From beach holidays to snowy getaways, our personal travel loans could help you pack your suitcase sooner with fast access to the funds you need.

An unsecured personal loan can provide flexibility and certainty to help you lock in your travel plans.

  • Borrow up to $80,000

  • Loan terms of 3, 5 or 7 years

  • Simple online application

  • Receive money quickly

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Get yourself holiday ready with travel finance

At Liberty, we understand booking in your travel plans can sometimes require a bit of support. That’s why we offer travel finance to help you get there.

A Liberty personal loan for travel finance purposes could fund your next holiday. Whether it’s flights, accommodation, or a once-in-a-lifetime experience, a personal loan could give you a helping hand to make your trip possible.

With our online rate estimate, you can find out what rate applies to you without affecting your credit score. Get started today.

Easy to understand features, variables and fees

Features

Maximum loan amount
$80,000
Minimum loan amount
$5,000
Loan terms
3, 5 or 7 years
Repayments weekly, fortnightly, monthly
Additional repayments
Online application (no paperwork)

Accepted purpose

Worthwhile non-business use

Fees

Ongoing fee2A
$0
Early repayment fee
$0
Early termination fee
$0
Discharge fee
$0
Establishment fee
$0 - $9503B

How can I use holiday loans?

Let’s delve into the world of travel and how holiday loans could help you reach your getaway goals.

Adventure holiday

Planning your next escape? From scenic hikes to action packed adventures, discover new experiences with the help of a personal loan for travel finance purposes.

Dream vacation

Holiday loans can help turn the getaway of your dreams into a reality. Whether it’s a luxury escape or exclusive retreat, stop dreaming and start planning.

Overseas getaway

Jet around the world with the help of personal travel loans. From European beach holidays to sightseeing in Asia, a holiday loan could be what you need to book the overseas trip of a lifetime.

Package deals

Take advantage of deals as they come. From all-inclusive resorts to travel bundles, seize the moment with the help of holiday loans.

Honeymoons

Bring your honeymoon dreams to life. If you’re envisioning a romantic escape, plan your getaway with a personal loan for travel finance.

Cruises

Embark on an unforgettable journey across the seas with a personal travel loan. Discover new destinations and create lasting memories.

Our innovation and flexible solutions have helped over 850,000 free thinkers.

Ready to lock in your next getaway?

Wherever you are in your holiday journey, help is here however you need it.

Calculate your repayments

Our calculator can help you work out what your loan repayments could be.

Get your personalised rate

Get a personalised interest rate in 2 minutes with our online application. Checking your rate won't affect your credit score.

Apply online

Our streamlined application is fast and fuss free with funds delivered quickly.

Holiday loans FAQs

  • Holiday loans can be used for a wide range of travel related expenses. From airfares to accommodation, car rentals or travel insurance, personal travel loans can provide you with the funds you need to book in your holiday. You can even use holiday loans for activities, entertainment or dining while travelling. Holiday loans can give you flexibility so you can sit back and enjoy your vacation.

  • Holiday loans can offer flexibility, allowing you to fund your vacation without splashing your cash all at once. Through manageable, fixed repayments over a set term, holiday loans can be a helpful way to fund your trip and reach your travel goals sooner.

  • Liberty’s personal travel loans could be the key to unlocking your next holiday. With an unsecured personal loan, you can fund your travel expenses – flights, accommodation, tours and more. If your online application is approved and you accept the personal loan offer, the funds will be deposited as a lump sum directly into your account. It’s a simple way to ensure your travel plans take flight without delay.

  • Anyone over 18 years who is a citizen or permanent resident currently living in Australia can apply for a Liberty personal loan for travel finance purposes. Applicants need to be employed and earn a minimum of $20,000 per year (the majority of your income cannot be from Government benefits) to be eligible.

  • The duration of repayment terms for personal travel loans can vary, with options of three, five and seven years. Opting for a shorter loan term may come with higher monthly repayments, but this can reduce the total interest cost. While longer terms can reduce monthly payments, they may result in more interest paid over the life of the loan. Assess your financial situation and choose a repayment term best suited to your needs.

  • Our quick online application can give you a personalised rate in under two minutes. You can easily apply online and if accepted by 3pm, receive your funds the same day. To find out what your personal loan interest rate could be, check your tailored rate here. It is completely obligation free and won’t affect your credit score.

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Experts in finance for free thinkers

Learn more about free-thinking holiday loans.

Things you should know:

2AOther fees and charges may apply, such as dishonour and late fees.

3BThis fee ranges from between 0% to 5.50% of the loan amount, depending on your risk band. The fee is capped at $950.

Approved applicants only. Lending criteria apply. Fees and charges are payable. Copyright © 2024 All rights reserved | Liberty Financial Pty Ltd ABN 55 077 248 983 | Credit provided by Secure Funding Pty Ltd ABN 25 081 982 872 | Australian Credit Licence 388133 | Both trading as Liberty Financial.